Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.